The OT place for OGs to BS w/o BS.

Dave_B · Post by **Dave_B** » July 15th, 2010, 3:37 pm

CivicBeater wrote:Anyone have any idea how much flood insurance costs in FL for a 200-250k house?

LMFAO!!! Especially in Miami... A LOT!!!!!!!

Even in Orlando it was quite expensive... but you HAVE to have it.

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 3:42 pm

Dave_B wrote:
CivicBeater wrote:Anyone have any idea how much flood insurance costs in FL for a 200-250k house?
LMFAO!!! Especially in Miami... A LOT!!!!!!!

Even in Orlando it was quite expensive... but you HAVE to have it.

Yeah, all of broward county is basically in a "flood zone." At least there is no state income tax. That will help balance it out.

Dave_B · Post by **Dave_B** » July 15th, 2010, 3:46 pm

You say that... but having lived there, and recently... they make up for that in a LOT of other ways.

Matter of fact, just had that convo today.

I pay less "taxes" here in SC than I did in FL.

Post by **Dave-ROR** » July 15th, 2010, 3:48 pm

CivicBeater wrote:Anyone have any idea how much flood insurance costs in FL for a 200-250k house?

Left nut plus one arm, your choice on which arm to lose.

And that's just assuming you pick the right area and can actually get anything but citizens insurance....

Don't move to this shithole.

itrsteez · Post by **itrsteez** » July 15th, 2010, 3:50 pm

Dave-ROR wrote:Don't move to this shithole.

Too late, he's been listening to Will Smith all week and is pumped up.

The few guys I know that came from Tampa said they were paying in the $400's a month for flood insurance, but the best part is that isn't a fixed number and may vary at will.

Dave_B · Post by **Dave_B** » July 15th, 2010, 3:51 pm

Will vary, for sure. LOL!!! I don't miss that place at all!!!

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 3:53 pm

lol. Trust me the cost of living does not enthuse me one bit. Being close to family is forcin' my hand here.

$400 a month? Phew, hopefully that's because he was right on the water. I'll be a little inland, I was kinda hoping for 1500-1700 a year.

Post by **Dave-ROR** » July 15th, 2010, 3:54 pm

itrsteez wrote:
Dave-ROR wrote:Don't move to this shithole.
Too late, he's been listening to Will Smith all week and is pumped up.

The few guys I know that came from Tampa said they were paying in the $400's a month for flood insurance, but the best part is that isn't a fixed number and may vary at will.

Property Tax + Insurance > Mortgage in a very unsettling percentage of homeowners.

Huge part of the reason houses in my neighborhood that sold for 450-500k 3 years ago are sitting on the market at 180 now, generally not selling for more than 150k.

And yes, it will vary yearly, and is unlikely to go down. Prop tax can though since houses are still losing value.. but it's more than made up in insurance premiums. $400-500/year increase.. yearly.. every year... for years...

Post by **Dave-ROR** » July 15th, 2010, 3:55 pm

CivicBeater wrote:lol. Trust me the cost of living does not enthuse me one bit. Being close to family is forcin' my hand here.

$400 a month? Phew, hopefully that's because he was right on the water. I'll be a little inland, I was kinda hoping for 1500-1700 a year.

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CivicBeater · Post by **CivicBeater** » July 15th, 2010, 3:56 pm

Dave-ROR wrote:
itrsteez wrote:
Dave-ROR wrote:Don't move to this shithole.
Too late, he's been listening to Will Smith all week and is pumped up.

The few guys I know that came from Tampa said they were paying in the $400's a month for flood insurance, but the best part is that isn't a fixed number and may vary at will.
Property Tax + Insurance > Mortgage in a very unsettling percentage of homeowners.

Huge part of the reason houses in my neighborhood that sold for 450-500k 3 years ago are sitting on the market at 180 now, generally not selling for more than 150k.

And yes, it will vary yearly, and is unlikely to go down. Prop tax can though since houses are still losing value.. but it's more than made up in insurance premiums. $400-500/year increase.. yearly.. every year... for years...

Trailer parks are looking really good now.

itrsteez · Post by **itrsteez** » July 15th, 2010, 3:56 pm

CivicBeater wrote:lol. Trust me the cost of living does not enthuse me one bit. Being close to family is forcin' my hand here.

$400 a month? Phew, hopefully that's because he was right on the water. I'll be a little inland, I was kinda hoping for 1500-1700 a year.

It might not be that, but I remember the conversation years ago when I expressed slight interest in moving to Tampa to our semi-parent headquarters. Once I had heard he was paying that I stomped out that little idea. I know for a fact it wasn't a waterfront house, nor anything expensive.

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 3:58 pm

Well hopefully my endeavor to the south is a profitable one. Yowzers.

Dave_B · Post by **Dave_B** » July 15th, 2010, 4:08 pm

I sure hope so. You coudln't pay me enough 6 figure plus to live in Miami

Erik95LS · Post by **Erik95LS** » July 15th, 2010, 4:09 pm

CivicBeater wrote:
Dave_B wrote:
CivicBeater wrote:Anyone have any idea how much flood insurance costs in FL for a 200-250k house?
LMFAO!!! Especially in Miami... A LOT!!!!!!!

Even in Orlando it was quite expensive... but you HAVE to have it.
Yeah, all of broward county is basically in a "flood zone." At least there is no state income tax. That will help balance it out.

can't wait to see you get beat up by lady cops on TV.

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 4:23 pm

She can spank me, manhandle me, and lock me up for all I care

Post by **Dave-ROR** » July 15th, 2010, 4:27 pm

She was the only good one though

The others were scary.

Bradstard · Post by **Bradstard** » July 15th, 2010, 4:28 pm

I'm off to Key West for a week, talk to you guys in about a week!

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 4:29 pm

Dave-ROR wrote:She was the only good one though

The others were scary.

Come onnnnnnnn Don't hate the gilf

Dave_B · Post by **Dave_B** » July 15th, 2010, 4:50 pm

Bradstard wrote:I'm off to Key West for a week, talk to you guys in about a week!

Haters gonna hate...

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 5:06 pm

Go to the conch republic in Key west and have some stuffed shrimp for me w/ a citrus mojito! ahhhhhhhh HEAVEN!

opie · Post by **opie** » July 15th, 2010, 5:45 pm

Jees. If I told you guys what my current taxes/ins/mortgage is a month you'd shit.

Erik95LS · Post by **Erik95LS** » July 15th, 2010, 5:49 pm

CivicBeater wrote:She can spank me, manhandle me, and lock me up for all I care

yeah she was awesome

CivicBeater · Post by **CivicBeater** » July 15th, 2010, 5:56 pm

opie wrote:Jees. If I told you guys what my current taxes/ins/mortgage is a month you'd shit.

I could imagine. Probably the main reason a hamburger costs $25 at Mcdonalds in NY

Erik95LS · Post by **Erik95LS** » July 15th, 2010, 6:40 pm

LOL! http://www.youtube.com/watch?v=h-R5GQ0V ... grec_index

Erik95LS · Post by **Erik95LS** » July 15th, 2010, 7:02 pm

double LOL http://maps.google.com/maps/place?cid=1 ... 11&iwloc=A

ITRCA

The OT place for OGs to BS w/o BS.

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